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Small Business

Health Insurance for Small Businesses, Sole Proprietors and Working Individuals

New York is unique in that it has several special health insurance options that offer small businesses and individuals additional choices beyond purchasing insurance through an agent or broker.

What are my Health Insurance Options?

Fortunately, New York State has available numerous health plans tailored to the needs of New York small businesses, sole proprietors and working individuals. We recommend researching all of your options before enrolling. Small group plans in New York can be nonprofit, State-sponsored, HMO or for-profit entities. With so many options, we hope you find one that is right for you.

Depending on the location, income levels, and needs, the following programs may offer affordable options to you and your employees. This list offers various options for New Yorkers, but it is not all-inclusive.

  • HealthPass 1-888-313-7277
    HealthPass is a health insurance purchasing alliance for small businesses in New York City, Westchester, Nassau, Suffolk, and Rockland counties. The goal of HealthPass is to offer small businesses many of the advantages that large employers now have in purchasing employee health benefits.
  • Health NY1-866-HEALTHY NY (1-866-432-5849)
    Healthy NY creates a standardized health insurance benefit that is made more affordable through State sponsorship. The small employer must meet certain eligibility criteria based on the income levels and participation rate of employees in addition to the rate of employer contribution.
For more information please visit or call 212-788-8282.


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What is Consumer Driven Health Care
Free or Low-Cost Government Insurance Programs
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1000 Montauk Highway
West Islip, NY 11795

phone 631.376.4444

A Magnet® Designated Hospital